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A Business Owner’s Policy (BOP) for realtors will protect your business from costly third-party liability lawsuits or damage to your business property. These protections extend to open houses or while you are showing a property.
If a client or visitor sues your business for an injury they suffered on your premises or damage to their property at the fault of your business, your BOP’s General Liability policy can cover the legal funds to defend you.
These covered costs may include immediate medical expenses, attorney’s fees, settlements, and more, up to the limits of your policy. Meritless lawsuits against your business can also be covered by your policy. That way, you won’t have to dip into your business’s savings to hire a defense attorney.
•General Liability Coverage for $2,000,000
•Critical Illness Benefits
•Data Compromise & Cyber One Protection Benefits
•Extended Benefits on Disability Insurance for Real Estate Corporations
•Specialty Underwriting Approvals For Real Estate Professionals
•Prices as low as $35/month
As a small business owner myself, I have first hand knowledge and experience on the various challenges that you face. I recognized that real estate agents have unique risks and have different coverage needs. Our agency strives to deliver the highest and most sincere level of service—it’s how we do business.
You list a new home, but listed it with the incorrect price. This costs the client several bids on their house before the error is noticed.
Miscellaneous Professional Liability* provides for the legal obligations arising out of professional errors, negligent acts or omissions during the course of practicing your profession.
A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many are damaged and others completely destroyed.
Valuable Papers & Records covers you for damage or destruction of important documents used in your business.
You get an e-mail from a trusted client. You open it unaware that it contains a virus.
Electronic Data provides coverage for repairing and restoring data due to harmful code that damages or destroys any part of the computer system.
A fire destroys the roof of your office and you cannot operate your business until repairs are made.
Business Income & Extra Expense provides up to 12 months of coverage for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set you up at a temporary location during repairs.
You handle a significant amount of your clients’ confidential personal and banking data. That information is lost or stolen.
Data Compromise* provides case management, legal support, credit monitoring and legally required notifications.
You are sued because somebody visiting your office trips on the carpet, falls and files an injury lawsuit.
General Liability Protection provides coverage for injury to others at your premises and helps protect you from lawsuits brought against you.
The situations listed above are examples of typical coverages and are not intended to convey coverage relating to any specific loss or event. All claims for coverage are subject to applicable state and territory laws, policy terms, conditions and exclusions.
Learn more from Allstate